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Home Buyers Sellers Contact Us Find A Home! Get pre-approved for your loan.
Getting your loan locked down is just one part of getting into your dream new home, multi family apartment purchase. 
Brimor National Mortgage is experienced  in all areas of real estate loans. Call me today at 949-544-4908 , if your needs include a real estate pro ready for the business side of real estate.

Do you wish to finance a new home in California?

When purchasing a home, the loan application is troublesome for a lot of people, but it doesn't have to be. 

1 – Compile a list of questions regarding your loan program

Be sure you bring a list of questions if you find that you do not completely grasp the pros and cons of the different programs. It is often hard to understand the differences between fixed and adjustable rate mortgages. One of my trusted lenders or I will be able to assist you in understanding the advantages and disadvantages of both programs.

2 – Decide when you want to lock

Locking in an interest rate denotes that a mortgage lender holds to the interest rates for the loan – generally at the time the loan application is received. By floating the rate, you can lock the rate anytime between the day of your loan application and the issuing of closing documents. Those who elect to float believe the interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Decide if you want to pay additional points to lower your interest rate

If you choose to pay additional points to lower the interest rate of your loan, you'll pay for them in cash at closing. Every point is 1 percent of the loan. If you're undecided on whether or not buying points is the best option for you, click here to use my points calculator.

4 – Bring your paperwork

Acquiring a loan requires lots of paperwork, so you should spend some time getting all your documentation together. Click here to see normal information that goes on a loan application.